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Experiencing a car accident is often a traumatic event, and dealing with insurance companies afterward can add stress and frustration. While insurance companies may offer compensation for car accident injuries, the amount they propose may not always adequately cover your damages. In such cases, it’s crucial to know your rights and options. At The Law Offices of Raffi T. Khorozian P.C., we understand the complexities of negotiating fair compensation after a car accident. In this blog post, we’ll discuss what you can do if you feel the offered compensation is inadequate for your injuries.

Assessing Your Damages:

Before accepting any compensation offer, it’s essential to assess the full extent of your damages. Car accident injuries can range from minor cuts and bruises to severe injuries requiring extensive medical treatment and rehabilitation. Additionally, you may have incurred property damage, lost wages from missed work, and ongoing pain and suffering. It’s crucial to document all your damages thoroughly and seek medical attention to understand the long-term implications of your injuries.

Understanding the Offered Compensation:

When an insurance company offers compensation for your car accident injuries, they typically base it on factors such as medical expenses, lost wages, and pain and suffering. However, insurance adjusters may undervalue your claim in an attempt to minimize the payout. It’s essential to carefully review the offered compensation and consider whether it adequately covers all your damages and future expenses related to the accident.

Seeking Legal Advice:

If you believe the offered compensation is inadequate, it may be time to seek legal advice from an experienced car accident attorney. A knowledgeable attorney can review the details of your case, assess the fairness of the offer, and advise you on your legal rights and options. They can negotiate with the insurance company on your behalf and work to secure a fair settlement that fully compensates you for your injuries and damages.

Responding to the Insurance Company:

When you disagree with the offered compensation, it’s essential to communicate your concerns to the insurance company promptly. Provide them with detailed documentation of your damages, including medical bills, repair estimates, and any other relevant evidence. Clearly articulate why you believe the offered compensation is insufficient and request a reconsideration or counteroffer.

Negotiating a Fair Settlement:

Negotiating with insurance companies can be challenging, especially when they’re reluctant to increase their offer. Having a skilled car accident attorney on your side can level the playing field and increase your chances of securing a fair settlement. Your attorney can leverage their negotiation skills and legal expertise to advocate for your rights and push for a higher compensation amount that reflects the true extent of your injuries and damages.

Considering Litigation:

If negotiations with the insurance company fail to yield a satisfactory outcome, you may need to consider taking legal action. Filing a lawsuit against the at-fault party may be necessary to pursue the full compensation you deserve. Your attorney can guide you through the litigation process, representing your interests in court and fighting for a favorable judgment.


Dealing with inadequate compensation offers from insurance companies after a car accident can be overwhelming, but you don’t have to navigate this process alone. The Law Offices of Raffi T. Khorozian P.C. is here to help you understand your rights and options and fight for the fair compensation you deserve. If you believe the offered compensation is insufficient for your car accident injuries, don’t hesitate to reach out to us for experienced legal representation. We’ll work tirelessly to ensure that your rights are protected and that you receive the compensation you need to move forward with your life.

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