Parking your car only to return and find it damaged is an incredibly frustrating experience, especially when the person responsible has left the scene. Unfortunately, hit-and-run incidents involving parked cars are all too common. At The Law Offices of Raffi T. Khorozian P.C., we understand the stress and uncertainty that can follow such incidents. This blog will guide you through the steps to take if your parked car is hit and the driver leaves, and will explore your options for seeking compensation.
Immediate Steps to Take
- Stay Calm and Assess the Damage First and foremost, try to stay calm. Check your car for any visible damage and ensure it’s safe to drive. Look around for any potential hazards or obstacles that could cause further damage or injury.
- Look for Witnesses If you’re in a populated area, ask nearby pedestrians or other drivers if they saw the incident. Witnesses can provide valuable information about the driver and the vehicle that caused the damage. Be sure to get their contact information in case you need their statements later.
- Document the Scene Take detailed photographs of the damage to your car, the surrounding area, and any debris or paint left by the other vehicle. Make notes about the time, location, and any other relevant details. This documentation will be crucial for your insurance claim and any potential legal action.
- Check for Surveillance Cameras Look around to see if there are any surveillance cameras nearby. Businesses, parking garages, and even some residential areas may have cameras that captured the incident. If you find any, note their locations and inquire about accessing the footage.
- File a Police Report Contact the police and file a report. This step is essential, as the police report will serve as an official record of the incident. Provide the police with all the information you have gathered, including witness statements and any potential video footage.
- Notify Your Insurance Company Report the incident to your insurance company as soon as possible. Provide them with all the documentation you have collected, including photos, witness information, and the police report number. Your insurance company will guide you through the next steps in the claims process.
Can I Get Compensation?
Yes, you can get compensation for the damage to your parked car, even if the person responsible leaves the scene. Here are the potential avenues for compensation:
- Uninsured Motorist Coverage If you have uninsured motorist coverage (UM) as part of your auto insurance policy, it can cover damages from hit-and-run incidents. This coverage is designed to protect you when the at-fault driver cannot be identified or does not have insurance. Check your policy details to see if you have this coverage.
- Collision Coverage Collision coverage can also help pay for the repairs to your vehicle, regardless of who was at fault. While using collision coverage will likely involve paying a deductible, it can be a valuable resource in situations where the other driver cannot be identified.
- Personal Injury Protection (PIP) If you were in the car during the incident and sustained injuries, your personal injury protection (PIP) coverage could help cover your medical expenses. PIP coverage can be used regardless of who was at fault in the accident.
- Legal Action Against the Driver If the responsible driver is identified, you can pursue a personal injury claim or a property damage claim against them. This can help you recover costs for repairs, medical expenses, and other related damages. An experienced attorney can assist you in navigating this process and ensuring you receive fair compensation.
The Role of an Attorney
Navigating the aftermath of a hit-and-run incident can be complex and overwhelming. An experienced attorney can help you understand your rights, gather the necessary evidence, and negotiate with insurance companies on your behalf. At The Law Offices of Raffi T. Khorozian P.C., we specialize in handling hit-and-run cases and are committed to helping you secure the compensation you deserve.
Our legal team can assist with:
- Investigating the incident thoroughly to identify the responsible party.
- Gathering and preserving crucial evidence.
- Filing insurance claims and negotiating with insurance adjusters.
- Pursuing legal action if necessary to ensure you are fairly compensated.
Conclusion
Being the victim of a hit-and-run accident involving your parked car can be a distressing experience, but you are not without options. By taking immediate steps to document the incident and working with your insurance company and a skilled attorney, you can pursue the compensation you deserve.
If you or a loved one has experienced a hit-and-run incident, don’t hesitate to contact The Law Offices of Raffi T. Khorozian P.C. Our dedicated legal team is here to help you navigate the complexities of your case, protect your rights, and ensure you receive the justice and compensation you are entitled to. Reach out to us today for a consultation, and let us help you get back on the road with peace of mind.
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