Protect Your Rights. Protect Your Future.

In today’s gig economy, thousands of drivers across New Jersey rely on platforms like Uber Eats, Lyft, DoorDash, Grubhub, and Instacart to make a living. But what happens when you get into a car accident while working for one of these services?

The rules are not the same as regular car accidents. You may face complicated insurance issues, denial of coverage, or even pressure from companies to resolve your case quickly — and not in your favor.

At The Law Offices of Raffi T. Khorozian, we help gig workers, delivery drivers, and rideshare operators understand their rights and recover the compensation they deserve after an accident. If you’ve been injured while on the job, call us at (888) NJ-VICTIM / (888) 658-4284 for a free consultation.

Understanding the Complexity of Delivery & Rideshare Accidents

You’re Not Just a Driver — You’re a Worker in a Gray Legal Zone

If you were actively working (e.g., accepting a trip or delivering food) when the accident occurred, the insurance situation is more complex than a normal car crash. Here’s why:

Personal Insurance May Deny the Claim
Most personal auto insurance policies exclude commercial activity. That means they might refuse to cover your accident.
The Platform’s Insurance May Be Limited
Uber, Lyft, and other platforms offer tiered insurance coverage depending on whether you were:
- Offline
- Waiting for a ride/order
- En route to pick up or drop off a customer or food
You May Be Entitled to Workers’ Compensation
Even though you’re an independent contractor, in some cases, you may still be able to claim benefits if negligence or work-related injuries are involved.

What to Do Immediately After a Rideshare or Delivery Accident

Every Step You Take Matters

Call 911 and Report the Accident
Always file a police report. It serves as official documentation.

Seek Immediate Medical Attention
Even minor injuries can turn serious later. Documentation is key.

Take Photos and Gather Evidence
Document the scene, vehicle damage, road conditions, and any relevant delivery/rideshare app activity.

Don’t Talk to the Platform’s Insurance Adjuster Alone
These companies are not on your side. They may try to minimize your claim.

Call a Car Accident Attorney Who Understands the Gig Economy
The Law Offices of Raffi T. Khorozian has extensive experience with rideshare and delivery platform accident claims. We know how to navigate these unique cases and fight for your compensation.

Who May Be Liable in a Delivery Platform Crash?

Liability May Include:

Another driver on the road
The platform (Uber, Lyft, DoorDash, etc.)
A third party (e.g., vehicle manufacturer, city for poor road conditions)
Your own negligence — even if you were partially at fault, you may still recover damages under New Jersey law

This is not a typical personal injury case. You need a lawyer who understands how to assess multiple layers of liability and insurance loopholes.

Compensation You May Be Entitled To

Whether you were delivering dinner or picking up a passenger, you may qualify for compensation, including:

Medical expenses (past and future)
Lost wages or loss of earning potential
Pain and suffering
Vehicle repairs or replacement
Emotional distress
Permanent disability or disfigurement

Why Choose The Law Offices of Raffi T. Khorozian?

We focus on car accidents involving gig workers.
Our firm is well-versed in how to navigate the legal gray area of independent contractor vs. employee, platform vs. personal insurance, and everything in between.
We don’t get paid unless you do.
We work on a contingency fee basis, so you owe us nothing unless we win your case.
We handle the stress, so you can focus on healing.
From paperwork to negotiation to court representation, we take care of every detail.
Over 25 years of experience fighting for accident victims
We’ve recovered millions for injured clients across New Jersey.

Time Is Critical — Don’t Delay

There are strict time limits (statutes of limitations) in New Jersey for filing an injury claim. And when delivery or rideshare apps are involved, delays only help the insurance companies.

If you were hurt while working for Uber Eats, Lyft, Instacart, DoorDash, or any delivery platform, reach out to us immediately.

Call The Law Offices of Raffi T. Khorozian today at (888) NJ-VICTIM / (888) 658-4284 or visit us online at
👉 https://lawyercaraccidentnynj.com

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